Insurance Plans We Recognize
Covering the Care We Provide
Please be advised that all financial estimates we provide are strictly estimates, as we are not guaranteed anything we are told by insurance companies over the phone. There are also many provisions of insurance plans that we may not be aware of. Although we strive to obtain as much information about your insurance as possible, it is ultimately your responsibility to know what your insurance does and does not cover. After we receive final payment from your insurance, any difference between what was estimated and what was paid will be refunded or billed to you, accordingly. If you'd like, we can pre-authorize any procedure to get a better estimate of your copay. Most insurance companies will respond within four to six weeks. Please call our office if your statement does not reflect your insurance payment within that time frame. Any remaining balance after your insurance has paid is your responsibility. Please give us a call if you have any questions or concerns.
Delta Dental PPO
Delta Dental Premier
Out Of Net-Work
Cigna, Guardian, Met Life, Aetna, Principal Financial, Blue Shield, Anthem Blue Cross, United Health Care, Premier Access, United Concordia, Ameritas, Humana, Connection, Lincoln Financial, and Assurant/Fortis/DHA, GEHA.
What does it mean to be "Out of Network"? It means we will still accept your insurance, but the co-pay and coverage can be very different from In-Network. Out of network simply means that the doctor or facility providing your care does not have a contract with your health insurance company. Conversely, in-network means that your provider has negotiated a contracted rate with your dental insurance company.
We are always happy to help you navigate the insurance maze and give you an estimate. This requires to pre-authorize your treatment plan, so we will write to your insurance company, and ask them to inform us of the nature and extent of their coverage. At times his process can take up to 6 weeks.
Sometimes treatments cannot wait that long; patients can be in pain, and/or an emergency treatment needs to be done ASAP. Unfortunately, insurances' denial of coverage are often unpredictable (which is mainly why we went out of network with them) and thus if the emergency procedure is done before the requisite pre-authorization, patients' co-pay can be affected. And if your insurance denies part or all of the claim, you will be responsible for related charges. It is preferable that you check with your insurance and ask for a written estimate of their coverage. The insurances are more likely to be responsive to you (their subscribers) than to us (service providers).
Do Not Accept